The Path to Your
Financial Summit
A defined, five-phase client journey — from the first conversation to a fully implemented, living financial plan tailored to your life.
Mutual Fit Assessment
Before any relationship begins, we take time to ensure the partnership makes sense — for both of us. This meeting is a candid, no-obligation conversation to explore alignment.
Is the Client Right for Wilson
Peak Wealth Management?
We evaluate whether a prospective client's complexity, asset level, goals, and values align with the services and philosophy we deliver at our best.
- Minimum asset threshold & complexity
- Life stage & planning needs
- Attitude toward advice & collaboration
- Shared values around stewardship
Are We Right for the Client?
A great advisor relationship is twosided. We openly share how Wilson Peak Wealth Management works — our process, philosophy, fees, and communication style — so clients can make a fully informed choice.
- Our fee structure & service model
- Depth of planning we provide
- Team structure & communication cadence
- Investment philosophy & approach
Outcome of this Meeting
Both parties leave with clarity. If mutual fit is confirmed, we schedule the Initial Consultation and provide the client with an organizational checklist to gather documents and prepare for the next conversation. If it's not the right match, we refer them to an advisor better suited to their needs — always with respect and care.
MUTUAL AGREEMENT TO PROCEED
Discovery & Information Gathering
A deep-dive conversation structured around understanding your complete financial picture — documents, data, and the personal values that drive your decisions.
Document Collection
We organize an intake checklist covering tax returns, investment statements, insurance policies, estate documents, retirement accounts, and real estate holdings.
Client Profile
Family structure, employment, income sources, health considerations, and any unique circumstances that shape the planning horizon are fully documented.
Goals Interview
A structured conversation exploring retirement vision, legacy intentions, lifestyle expectations, risk tolerance, and any financial fears or priorities not yet captured in writing.
Key Interview Themes
- Retirement vision & timing
- Income needs & lifestyle
- Legacy & charitable giving
- Risk comfort & past experiences
- Business interests
- Pending life events
- Healthcare planning
- Family obligations
- Concerns & financial fears
Identifying Opportunities & Building the Plan
With a complete picture in hand, we work together to surface opportunities, model scenarios, and refine a comprehensive plan that addresses every dimension of your financial life.
Planning Areas We Explore
Tax Mitigation
Roth conversion analysis, tax-loss harvesting, asset location, charitable strategies, and coordination with your CPA to reduce your lifetime tax burden.
Income Generation
Sustainable distribution strategies, Social Security optimization, required minimum distributions, and portfolio income structuring aligned with your lifestyle needs.
Estate Planning
Beneficiary review, trust structures, power of attorney, healthcare directives, and coordination with estate counsel to ensure your legacy is protected and efficiently transferred.
Investment Strategy
Asset allocation tailored to your goals, time horizon, and risk profile — spanning equities, fixed income, alternatives, and direct investments where appropriate.
Insurance & Protection
Life, disability, long-term care, and liability coverage evaluated against your current exposures — ensuring gaps are identified and addressed before risk materializes
Risk & Gap Analysis
A systematic review of vulnerabilities across your financial plan — concentration risk, sequence-of-returns risk, liquidity needs, and unfunded liabilities.
Plan Development Process
Both parties leave with clarity. If mutual fit is confirmed, we schedule the Initial Consultation and provide the client with an organizational checklist to gather documents and prepare for the next conversation. If it's not the right match, we refer them to an advisor better suited to their needs — always with respect and care.
PLAN REFINEMENT COMPLETE
Presenting Your Plan & Next Steps
The culmination of our planning work. We present a complete, written financial plan — with clear investment recommendations, prioritized action items, and a structured meeting schedule going forward.
What We Present
Comprehensive Plan Summary
A written document synthesizing all findings, strategies, and recommendations in clear, plain language.
Investment Portfolio Proposal
Specific allocation model, selected investment vehicles, and expected risk/return characteristics aligned to your goals.
Prioritized Action List
Immediate, near-term, and long-term action items ranked by impact — with ownership assigned to client, advisor, or both.
Ongoing Meeting Schedule
A customized review cadence — quarterly, semi-annual, or annual meetings — built around your complexity and preferences.
Review Topics Each Meeting
Portfolio Performance Review
How investments are performing relative to benchmarks and your personal goals.
Life & Goal Updates
Changes in family, employment, health, or priorities that may warrant plan adjustments.
Tax & Planning Opportunities
Year-round awareness of emerging opportunities and deadlines requiring timely action.
Progress Toward Goals
Are you on track? Visual scorecards showing movement toward every defined objective.
SIGNED & READY TO MOVE FORWARD
Opening Accounts & Activating the Plan
With approvals in hand, we move efficiently to establish your accounts, transfer assets, and activate the investment strategy — turning the plan from paper to reality
Account Opening
New accounts established at the custodian — brokerage, IRA, trust, or entity accounts — with all beneficiary designations and titling confirmed to match the plan.
Asset Transfer
ACAT transfers, rollover coordination, and in-kind movements handled on your behalf — minimizing disruption, tax events, and time out of market where possible.
Strategy Activation
Investments placed according to the approved allocation model — tax-efficiently positioned across accounts with an eye toward both current income and long-term growth.
You're at the Summit — Now We Maintain the View
Implementation is not the end — it's the beginning of an ongoing partnership. From this point forward, Wilson Peak Wealth Management reviews
your portfolio, watches for planning opportunities, and meets with you on the agreed schedule to ensure your plan continues to evolve with your life
At a Glance
The Wilson Peak Wealth Management Client Journey
Mutual Fit
Assessment
Info Gathering
& Goals Interview
Opportunities &
Plan Development
Present Plan &
Next Actions
Accounts, Transfers
& Investment Launch
Partnership
Every step is designed to build trust, deepen understanding, and move with intention toward your financial summit.
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.
Confidential · For Client Use Only · This document outlines our standard advisory
engagement process.